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Guide to Buying property in Amsterdam

The following information has been complied as a guide for potential purchases for property in the Netherlands. It does not seek to provide or replace legal advice which you should obtain, nor is it intended to have any contractual effect.

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By law a notary must perform the property registration process. The costs for this will vary and can be a percentage of the property price, an hourly rate or a fixed fee but expect to pay around €1,000 – 3,000.

It is also a legal requirement that a translator is present during notary meetings in cases where one or more of the parties are not a Dutch citizen. A translator is required to attend even in the cases where one or more of the parties are fluent in Dutch. It is important to book an accredited translator at the earliest opportunity as they are not easy to find or readily available. Expect to pay around €200 for an accredited translator.

Estimate 6% of the purchase price for fees and charges, to include: Transfer tax (overdrachtsbelasting), legal fees, registration fees and estate agent fees.

There are no restrictions placed on foreigners and non-Dutch residents buying property. However, since the 2008 economic crisis it has generally been more difficult to obtain a Dutch mortgage (hypotheek) for low to medium income earners.

EU citizens are expected to have lived in the Netherlands for a minimum of six months, possess a citizen service number (BSN) and have permanent employment in the country. In addition to the above, Non-EU citizens might also need to prove that their residence permit can be extended.

Through our association with a residential property consultancy in Amsterdam Knight Frank offers a varied portfolio of properties ranging from modern apartments to historic canal side houses. Begin your Netherlands property search now or contact one of our property experts for a more detailed discussion of your requirements.

For more information on international property, see our International View publication or start your search here.